Debt Review is the same as Debt Counselling and is a service offered to over-indebted South Africans by National Debt Support. Debt Review is a government legislated process created to assist and protect over-indebted South Africans. Debt Review is a process in which a person enlists a Debt Counsellor to help them manage their debt. Once in Debt Review, a person is protected from debt collectors. Your National Debt Support Debt Counsellor will contact all of your creditors and inform them that you are in Debt Review.

This immediately stops the harassment by debt collectors. Your Debt Counsellor will then begin the process of renegotiating and consolidating your debt, reducing your interest rates, extending your repayment terms, and restructuring your debt to align with your financial situation, enabling you to manage your repayments while still having disposable income to manage your living expenses. The Debt Review process also legally protects your assets from repossession, ensuring your creditors cannot seize your house, your car, or any other assets.